medicare advantage

Humana

 

Humana’s diverse lines of business work to serve all types of consumers. From families to seniors to military members to self-employed individuals, there is a plan to meet many unique needs. Find out how Humana’s associates and corporate leaders are committed to customer service. Our team uses innovation to deliver results to our consumers. Humana Inc. (Humana), incorporated on July 27, 1964, is a health and well-being company. The Company’s segments include Retail, Group and Specialty, Healthcare Services and Individual Commercial. The Retail segment consists of Medicare benefits, as well as individual commercial fully-insured medical and specialty health insurance benefits, including dental, vision, and other supplemental health and financial protection products. The Group and Specialty segment consist of employer group commercial fully-insured medical and specialty health insurance benefits, including dental, vision, and other supplemental health and voluntary insurance benefits, as well as administrative services only (ASO) products. The Healthcare Services segment includes services offered to its health plan members, as well as to third parties, including pharmacy solutions, provider services, home-based services and clinical programs, as well as services and capabilities to manage population health. The Individual Commercial segment includes Individual Commercial products marketed under the HumanaOne brand.

 

What Medicare plans does Humana offer?

Choosing the right plan for you depends on a variety of personal factors.

 

It’s important to compare your options to see what works best for you. Different plans offer different coverage and benefits. For example, Medicare Supplement plans let you see any doctor that is accepting Medicare patients; Medicare Advantage HMOs limit you to providers in the plan while seeing a PPO provider that is outside the network can cost extra.

 

Weigh the pros and cons of each plan, and be sure to factor in any expected out-of-pocket costs. This can empower you to choose a plan that provides the coverage you need to thrive during retirement. Humana is a Medicare Advantage HMO, PPO and PFFS organization and a stand-alone prescription drug plan with a Medicare contract. Enrollment in any Humana plan depends on contract renewal. A Private Fee-for-Service plan is not Medicare supplement insurance

 

Medicare Advantage plans

 

Humana Medicare Advantage plans some will include prescription drug coverage (Part D), letting you get all of your Medicare benefits under one convenient plan. Some of these Medicare Advantage plans from Humana may include extra coverage for routine vision, dental, hearing care, and even wellness programs. Depending on where you live, you may be eligible to enroll in one of these types of Humana Medicare Advantage plans:

 

Humana Gold Plus Health Maintenance Organization (HMO) plans, which require you to use network providers and get referrals from your primary care doctor for specialist care.

 

Humana Choice Preferred Provider Network (PPO) plans, which pay for more of your costs when you use network providers. However, you may have the option to use non-network providers but you might pay higher copayments and coinsurance costs if you do go out-of-network. You don’t need referrals for specialist services. *.

 

Humana Choice Preferred Provider Network (PPO) plans, which pay for more of your costs when you use network providers. However, you may have the option to use non-network providers but you might pay higher copayments and coinsurance costs if you do go out-of-network. You don’t need referrals for specialist services. *.

 

Keep in mind that you must continue to pay your Part B premium if you enroll in a Medicare Advantage plan; your plan may also require an additional monthly premium for your Medicare Advantage coverage. Not all plans are available in all locations, and plan benefits and premiums may vary depending on where you live.

 

If you have Medicare Part B, you must continue to pay your Medicare Part B premium. Humana is a Medicare Advantage HMO, PPO and PFFS organization and a stand-alone prescription drug plan with a Medicare contract. Enrollment in any Humana plan depends on contract renewal. Humana offers several options for stand-alone prescription drug coverage to help meet your medication needs.

 

*Humana Wal-Mart Rx Plan (PDP).

You may save on generics and more at Wal-Mart pharmacies.

Humana has teamed up with Wal-Mart to offer the Humana Wal-Mart Rx prescription drug plan. The Part D plan is offered in most areas for $20.40 a month (just $18.40 in IN, KY, and OH). Save on prescriptions with no annual deductible for Tier 1 and Tier 2 medications and some copays as low as $1 for Tier 1 and $4 for Tier 2 medications at Wal-Mart, Wal-Mart Neighborhood Market, and Sam’s Club pharmacies. There is a $405 deductible for Tier 3, 4, 5 medications.

 

*Humana Preferred Rx Plan (PDP).

Potential savings with low copays and preferred cost sharing.

 

The Humana Preferred Rx plan features some copays as low as $0 after deductible for Tier 1 prescription drugs when filled at preferred pharmacies like Walgreen’s, Wal-Mart, Wal-Mart Neighborhood Market, and Sam’s Club (no membership required).

*Humana Enhanced (PDP).

Offers our broadest prescription drug coverage.

 

The Humana Enhanced (Part D) plan provides a high level of coverage with no deductible.

$ 0 copay for a 90-day supply of Tier 1 preferred generics from Humana Pharmacy mail-delivery service, a mail-order pharmacy that offers preferred cost sharing.

Medicare Supplement plans available from Humana

Keep Medicare costs as predictable as possible

 

Depending on where you live, you may be able to purchase a Medicare Supplement, or Medigap plan, from Humana to help cover certain out-of-pocket expenses under Original Medicare. These may include costs that you’re normally responsible for, such as copayments, coinsurance, deductibles, overseas emergency health coverage, and Part B excess charges. Plan benefits are regulated by the state and federal government; there are 10 types of standardized Medigap plans available in most states, and each plan is labeled A through N depending on the type of coverage provided. Medicare Supplement plans may vary from state to state and not all plans may be available in all locations.

 

Humana’s Medicare Supplement insurance plans to help cover some of the costs not covered by Medicare such as deductibles and co-insurance

 

Medicare Supplement Insurance plans

 

Clients with Original Medicare may be looking for more coverage to pay for things like copays, deductibles, and other expenses that fall into the “Medigap.” Humana’s Medicare Supplement plans can help bridge those costs.

 

Humana’s Medicare Supplement Insurance plans

 

Products may vary by age, gender, and state. They typically include Plans A, B, C, F, High Deductible F, K, L, and N.

 

Humana’s Medicare Supplement Insurance plans are available nationwide plus Washington D.C. and Puerto Rico.

 

Note: Medicare Supplement Insurance plans are not managed care. They don’t work with Medicare Advantage plans.